What kind of deed provides the greatest protection to the grantee through broad guarantees of title?

What kind of deed provides the greatest protection to the grantee through broad guarantees of title?

• A. Quitclaim deed
• B. Special warranty deed
• C. General warranty deed
• D. Grant deed

Answer: (C)

A general warranty deed provides the greatest protection to the grantee through broad guarantees of title. This type of deed includes comprehensive warranties that the grantor owns the property outright and has the legal right to sell it, as well as assurances that there are no undisclosed encumbrances or defects in the title. The grantor guarantees the title against any claims that may arise, extending not only for their period of ownership but also prior defects in the chain of title. This means that if any issues with the title arise after the transfer of property ownership—such as claims from prior owners or other interests—the grantor is responsible for resolving these issues, which adds a significant level of security for the grantee. In contrast, other types of deeds, such as quitclaim and special warranty deeds, provide much more limited guarantees regarding the title and the associated risks of broader claims.

A general warranty deed provides the greatest protection to the grantee through broad guarantees of title. This type of deed includes comprehensive warranties that the grantor owns the property outright and has the legal right to sell it, as well as assurances that there are no undisclosed encumbrances or defects in the title. The grantor guarantees the title against any claims that may arise, extending not only for their period of ownership but also prior defects in the chain of title.

This means that if any issues with the title arise after the transfer of property ownership—such as claims from prior owners or other interests—the grantor is responsible for resolving these issues, which adds a significant level of security for the grantee. In contrast, other types of deeds, such as quitclaim and special warranty deeds, provide much more limited guarantees regarding the title and the associated risks of broader claims.